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About AmeriPrime Lending

Your Trusted Mortgage Lender

AmeriPrime Lending [NMLS#177901] is an independent mortgage lender for those seeking competitive rates and excellent service. Licensed in MD, VA, DC, TX, CA, FL, OH, WA, PA, GA, LA. Mortgage 4 U, LLC is the parent company of AmeriPrime Lending.

Our vision is to make many current and prospective homeowners happy by offering an affordable solution to homeownership. 

Our mission is to provide friendly superior lending services that BORROWERS recommend to family and friends, REALTORS prefer for their buyers, EMPLOYEES take pride in every day, and INVESTORS seek for long-term returns. 

We have many appreciative new and return clients, including those seeking to refinance. Our team includes talented multi-state licensed loan officers, loan processors, and leaders with decades of mortgage industry experience. Our staff is multilingual in English, Chinese (Mandarin, Cantonese), Vietnamese, Korean, and Spanish. 

When you’re choosing to purchase a home or refinance an existing mortgage, we hope to be the friendly local expert to help you and your associates. Please do not hesitate to contact us to take the first step towards a great investment. 

Our goals are to:

1. Partner with reputable investors with a wide array of loan products and lowest interest rates

2. Approve and provide the best possible loan for borrowers

3. Help borrowers overcome roadblocks that can arise while securing a loan

4. Employ advanced technology for quick accurate loan processing to close typically in less than 30 days

5. Build trust via our core values: competence, happiness, accountability, teamwork, service


Why Choose Us - FIRST STEP

First in Customer Service
We strive to provide first-rate service in working with borrowers, investors, and associates, including realtors, and other referral partners. We are the go-to mortgage lender for many new and return customers.

Speed
Using advanced technology, we have enhanced our loan processing speed with comprehensive accuracy to close typically in less than 30 days and even faster for refinancing.

Trust
Borrowers value our clear and insightful financial consultation for first-time home purchases, refinancing, real estate investments, and any other mortgage needs. They are thoroughly informed of the benefits and responsibilities associated with their mortgage. We approve loans only in their best interest.

Experience
Our leaders and mentors each have over 20 years of experience in the mortgage lending industry. Notably they survived the 2008 mortgage crisis and flourished thereafter primarily through good word-of-mouth referrals. Our team includes highly talented multi-state, multilingual, licensed mortgage loan originators and loan processors.

Price
We partner with multiple investors to find the most competitive interest rates possible to make our borrowers happy.

Figure: 7 TAC §80.200(b) (TEXAS)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

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